401(k) Archives - Page 4 of 6 - 401(k) Solved

Should You Pay Off Debt Or Save For Retirement?

Paying off debt while saving for retirement is entirely possible – you don’t need to choose one over the other. So, go ahead and invest while paying off your debt – you won’t regret it.

3 401(k) Strategies To Implement In 2021

Implementing these 3 strategies now to optimize your savings can help you achieve your retirement goals.

employer matching retirement planning robo-advisor savings

Are You Overlooking a Key Employee Benefit?

Despite 87% of job seekers saying that a 401(k) plan is a “must-have” benefit for them, nearly 40 million working Americans don’t have access to an employer-sponsored retirement plan.

employee benefits employee retention retirement planning

Rolling Over Your 401(k)

If you’ve recently switched jobs, or are planning to make the switch soon, you’re probably wondering what to do with your 401(k). Lucky for you there are a couple of different things you can do with it.

401k 401k rollover rollover

Say Goodbye To 401(k) Waiting Periods

Many Americans struggle with saving enough for retirement and rely on time to help them out, but without extra time on their side, they’re put into more of a disadvantage. The longer they go without saving, the less money they will have in retirement.

401k waiting period participation rates waiting periods

Automatic Enrollment Is The Key To Higher Participation Rates

If you’re struggling with 401(k) participation rates, then you’ll be happy to hear that there is a very simple solution – automatic enrollment.

automatic enrollment employees participants participation rates SECURE Act

Choosing The 401(k) Plan That’s Best For Your Small Business

You’re concerned for your employees and have a genuine interest in setting up the best 401(k) plan for your company. So, how do you know the choice you’re making is the right one?

401k plans small business small business owner

Choosing A Safe Harbor 401(k) For Your Small Business

A fan favorite amongst small business owners, Safe Harbor plans are similar to traditional 401(k) plans, with the exception of the added benefit of passing non-discriminatory testing (NDT). This isn’t the only difference between the two, however.

NDT nondiscriminatory testing safe harbor

How Your Small Businesses Can Benefit From a 401(k) Plan

Offering your employees a 401(k) can have many benefits for you and your employees, and with Saveday, you don’t have to worry about fees or management.

employee benefits employee retention small business small business owner

A 401(k) Is The Best Gift You Can Give

Finding gifts for your employees is expensive and stressful on your budget, especially if you’re a small business owner. The great thing is that 401(k) plans don’t have to cost you anything, making it a budget-friendly gift option.

holidays small business